Our Philosophy

We believe that success in life, whether with our families, our friendships, our civic responsibilities, or, our economic well-being comes from diligence. Hard work.

That may be  old-fashioned, but, it stands the test of time.  No-one can guarantee their success. However, one can earn and therefore deserve their success. Deserve their success by earning it. By doing the work. Hard work. 

Consequently, we created this web site to disseminate news and information to individuals who own residential property. This includes families who live in their own homes, and,  investors who own more than one home.  We believe that today's super-hot housing market does not entitle people to become rich because they own a home, or several homes held for investment purposes.

Yet, because of Alan Greenspan's historically unprecedented creation of money, which flows directly to lenders at low interest rates, creative home mortgage products enable individuals to buy more home than they can afford. At the same time, millions of individuals have re-financed their homes and taken out equity to enhance their lives and capitalize investments. 

We worry that many of these individuals are not investors, they are ill-informed speculators. They follow the herd mentality, and when the herd stampedes, as it surely one day will, many will be trampled with and by the herd, other ill-informed speculators. 

If you desire to "get-rich-quick" we wish you the best of luck. However, if you wish to deserve to do well, to become an investor rather than an ill-informed speculator, we invite you to become Members of this web site. 

Membership has its advantages. 

You will have the opportunity to read information that will not be available to the general public. Our staff and many outside professional contributors will strive to give you the best and most informative analysis of current events and trends to enable you to maximize your residential property investment(s) and protect your families. 

You may have noticed that even during the Jackson Distraction the media has considerably ramped up focus on the "Housing Bubble."  Everywhere you turn, print or broadcast, stories on the "Bubble," as well as inescapable commercials regarding mortgage products. This is the first warning.  Pay close attention.  Historically, when the media begins to focus on a bubble phenomenon, the investors begin quietly moving towards the aisles, the exit.  The speculators are empowered.  Don't be a speculator. 

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Has Mr. Greenspan discovered  the greatest secret of all time? That creation of printed free money (that has no backing, in specie or otherwise) will enable all boats to rise. The answer to the question is simple and straightforward. He has not!!! 

If it were true or even possible, someone would have thought of it before now. Well actually various governments not only thought of it, but have done it through the history of civilization. It has never been successful. It has only resulted in the debasement of the currency. Some call that inflation. The actual rate of inflation is basically hidden from the American People, and while Wall Street does not like inflation, they remain, for the most part silent. Why? Because they are the recipients of the excess money that Mr. Greenspan, prints and the or deposits in their bank accounts, mere blips on a screen. They borrow it cheap and hope to loan it dear.

Cynics that we are (proudly contrarian bears) we believe, with history at our side and as our guide, that the current housing bubble must break. The longer the bubble (not balloon, as Greenspan apologists contend) expands the more devastating will be the carnage. 

As residential property specialists we do our very best to provide a web site for you that will provide you with information to provoke you to become an investor, not an ill-informed speculator. 


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